9/27/2023 0 Comments Red card sign up![]() We forward your information to a lender you wish to contact so that they may contact you directly.Ĭopyright © 2023 Consumers Unified, LLC DBA ConsumerAffairs. Rather, we display rates from lenders that are licensed or otherwise authorized to work in Vermont. Home Warranty disclosure for New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.Ĭonsumers Unified, LLC does not take loan or mortgage applications or make credit decisions. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers.Ĭompany NMLS Consumer Access #2110672 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER Our content is intended to be used for general information purposes only. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. It's just a bad credit card in regards to security.ĬonsumerAffairs is not a government agency. All that said, that proves the person lied and stole my card because Target won't cancel/stop a card if you're not the account holder. This is ignoring that I have PoA anyway and can legally manage her monetary accounts anyway. So yeah, my card is stolen and I have to wait for my disabled mom to get up to call Target because you can't secure your account without the account holder. So.that's not true? Because if I had full access, I'd be able to cancel and reissue a STOLEN CARD. Meanwhile on the website it repeatedly says that when you add a cardholder they are considered to have full account access and the account holder is responsible for any actions they make with their card because the authorized card holders have full access to the credit lines. An employee listened to my story and then told me that since I was not the account holder that I could not put a hold on the card, cancel the card, or reissue the card. You have to call to do anything meaningful. It's not secure, it doesn't have accessibility online or proper security controls online. I have a CREDIT CARD, a MASTERCARD, through Target with thousands in credit, and it's not treated like a credit card. I called Target because you CAN NOT cancel a card, put a hold on a card, or reissue a NEW card number online. I immediately called Target when that call ended. The 5% discount is not worth the rudeness and incompetency of their customer service. After all this fiasco is over, I will close my Target Red Card. ![]() But I only owed $11.31!!! She hung up on me. She insisted that I must pay $23.62 after I made that payment, she would give me a one time courtesy refund of the remaining $23.62. I finally got to talked to a supervisor by the name of "Nicholas", she was most unreasonable and would NOT listen. They insisted that "their system" shows that my autopay was set up on an account that had been closed, there was nothing they could do but for me to pay the amount showing on the statement. I called Target CC customer service over 5 different times trying to get this resolved. I should only be responsible for the $11.31. And the amount due in June was $48.24!!! Mind you, I only made a purchase on April 8, in the amount of $11.31 and my bank account was updated on May 1st. On June 10, I received another email informing me of a returned payment? Since I had not made any purchase since April 8, and my May payment due was paid in full why would I incur a returned payment? When I checked my account online, I discovered that not only the $12.31 ($11.31+$1.00) had not been withdrawn from my checking account the amount due in May showed a balance of $23.62. Since then, I made no more purchases using the Target Red Card.
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